Skip to main content

Patient Resources

Insurance & Billing Coordination

Insurance can be complicated, and unexpected medical bills can feel overwhelming. Our Billing Team is here to make the process easier and help you understand your account, insurance coverage and payment responsibilities.

If you have questions about a bill, please reach out. Our team is happy to work with you and help determine the best way forward.

Medical vs. Vision Insurance

Questions About Your Bill?

We’re Here to Help

Speak directly with our billing team if you have questions about charges, insurance or your patient balance.

541-779-2464

Call our billing department directly.

Call Billing

Before Your Visit

Understanding Insurance & Payment

A few things to know before your appointment can help make check-in and billing easier.

No Insurance

Self-Pay

If you are not covered by medical insurance, you will be expected to pay in full at the time of service.

Coverage

Medicare

We accept assignment on Medicare. If you are a Medicare beneficiary without secondary coverage, you will be responsible for 20% of the Medicare-allowed amount.

At Check-In

Deductibles & Copays

Deductible: Be prepared to pay your medical insurance deductible if it has not been met for the year.

Copay: Insurance copays are due at the time of service. Your copay is usually listed on your insurance card or in your plan information.

Referral Plans

HMO, Managed Care & OHP

If you are insured through an HMO, managed care plan or OHP, you will need a referral authorization from your primary care physician before your appointment.

Payment

Payment Options

We accept:

Cash   •   Check   •   Debit

Visa   •   MasterCard   •   Discover

Know Your Coverage

Medical vs. Vision Insurance

Routine vision care and medical eye care may be handled differently by your insurance plan. Learn more about how the two types of coverage differ before your appointment.

Learn More

Important Coverage Information

Non-Covered Services

Some services may not be covered by your insurance. Many medical insurance plans, including Medicare, do not pay for a routine eye exam when the exam does not result in a medical diagnosis.

Routine eye exams may include care related to refractive conditions such as nearsightedness, farsightedness, astigmatism and presbyopia, including examinations performed to determine an eyeglass prescription. An exam that screens for eye disease but does not result in a medical eye diagnosis may also be considered routine.

If your medical insurance does not cover the service you receive, you will be responsible for those charges.

Because insurance benefits vary by plan, contact your insurance company if you are unsure what your policy covers. Our billing team is also happy to help with questions about your account.

Patient Experiences

What Our Patients Are Saying

“My appointments were long, but you explained what was going on and I appreciate your taking the time to help me understand my options. I feel good that I made the right choices and also about my vision. I think it is in good care with you. Thank you very much.”

Esther

“I was impressed by the professionalism of the office staff from check in to exams to checkout. At my cataract surgeries I felt safe and secure in their procedures. Dr Spaulding performed my surgeries and I would recommend him to anyone needing the services he offers. He was both personable and professional.”

Jan

“I could not be more pleased by the treatment I received from Dr. Rutar and her staff. She performed two cataract surgeries for me and each time she carefully explained all the options and risks along with the likely outcomes. I was completely confident in her approach, as well as in her staff, who are very pleasant and professional.”

Lee

“I had a great experience here. I was greeted promptly and treated courteously. Dr Spaulding and his staff were amazing. The length of my visit was to be expected for visiting a doctors office. I would not change a thing with the experience. Thank you!!!”

Jamie

“Dr. Rutar has a kind, gentle, positive manner in which she cares for my condition. She is honest & thorough. Thank you!”

Trish

“Terry and Wendy in the surgery center were wonderful, professional, and explained everything to me. Here they not only gave me the discharge instructions, but took the time to explain it all to me. Thank you again for a great experience!”

Henry